6 Tips to Maximize Your Prescription Benefits This Year

Medication costs can add up quickly, but a few simple steps can help you save money and stay on track with your health. 

  1. Choose generics when possible - Generics contain the same active ingredient as the brand name medication and usually cost less.
     

  2. Review your plan’s formulary - Every health plan has a list of medications it covers. Reviewing this list ahead of time can help you avoid unexpected costs.
     

  3. Take your medications as prescribed - Staying consistent with your medication regimen supports better long-term health. If you have medication concerns or side effects, talk with your pharmacist or provider.
     

  4. Use your FSA or HSA - These pre-tax funds can help lower your out-of-pocket costs for prescriptions.
     

  5. Consider biosimilars for specialty medications - FDA approved biosimilars are safe, effective, and often more affordable.
     

  6. Ask questions - If you’re unsure about coverage or cost, reach out to your health plan for clarification.


(The information provided is for educational purposes and should not be used during any medical emergency or for the diagnosis or treatment of any conditions. Consult with your health care provider for diagnosis and treatment of all medical conditions. Call 911 for all medical emergencies.)
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